2017年7月14日 星期五

是誰偷走我們的薪水?



最近看了這影片值得思考.

這現象不僅是台灣, 其實在香港, 東南亞區如馬來西亞吉隆坡, 高房價, 高消費低薪水早不是新聞.

高消費如經常換手機, StarXXX 喝杯咖啡...  消費本來是正常經濟活動, 但本質而扭曲過度消費, 外間引誘, 負債消費.

到底是誰偷走我們的薪水? 僱主?  政府?  大企業家?  地產商?  美國開動印鈔機捲走了我們的錢?  通貨膨漲?

這世界發生了什麼變化?  自己又發生什麼問題?

有否面對如何理財? 投資? 如何計劃財務自由之路?

2017年6月25日 星期日

福報盡了,人也就亡了

財物,包括金錢與物資,這是世間人所貪求的。這個世間,哪個不貪財?所以佛在布施里面,把它列為第一條。

  世間人貪財,卻不知道財從哪里來的?所以佛在經上告訴我們,財布施得財富。財施是因,財富是果報,你這一生財富雖然不多,你生活能夠節儉,你有多余的盡量去布施,愈布施你所得的財富就愈多,就這么個道理。

  如果你不肯布施,你命里頭那點財用盡,那人也就亡了,所謂“祿盡人亡”。現在人不知道節儉,古時候人講求節儉。節儉,譬如我們有六十年的壽命,有六十年的祿,你非常勤儉,到六十年了,你祿還沒享盡,還有余的,余的怎么樣?壽命就延長。所以你才曉得,惜福也是長壽之道。

  實在講,一個人在一生當中,他有一定的祿命,就是你一生當中,你有多少財富,有多少的收入,都是命中注定的。人最可貴的,就是知道自己的命運,知道自己的命運,他人就老實了,就安分守己了;換句話說,他的心就定了,不會去胡思亂想。

  不知道命運要去跟命爭,那是很冤枉的事情!人沒有辦法跟命爭,“一飲一啄,莫非前定”,這是千真萬確的事實。人要是跟命爭,他的災難就來了。諸位如果冷靜地觀察一下,在現前的世間,你就能看到!

  許多人想盡方法去賺錢,去搞股票,你仔細去觀察一下,不錯,有些人錢賺到了,但他的命也沒有了;有些人錢賺到了,雖然命還在,但是他的身體已經毀掉,一身都是毛病。這個說明,我們不能跟命爭!

  你玩股票所賺來的,說老實話,還是你命里有的;你命里要是沒有,你也賺不來!就算你命里有六十年的財富,你今天一下把它賺來了,就好比上班拿薪水,你把六十年的薪水統統拿來,這發了一筆大財;可是到下個月你就沒收入,錢用光了,用光就完了,還不如月月去拿好。

  社會上現在大家都貪財,卻不知道財從哪里來?佛知道世間人都愛財,所以他教給我們生財之道!生財之道就是財布施,你愈施,你所得的就愈多!佛教給我們怎樣去修福、怎樣去培福、怎樣去享福,實在講,這才是真實的教誨。

2017年5月25日 星期四

瞎忙

在一個山谷的禪房裏有一位老禪師,他發現自己有一個徒弟非常勤奮 ,不管是去化緣,還是去廚房洗菜,這個徒弟從早到晚,忙碌不停。 這小徒弟內心很掙扎,他的眼圈越來越黑,終於,他忍不住來找師傅 。

他對老禪師說:“師傅,我太累,可也沒見什麼成就,是什麼原因呀 ?”

老禪師沉思了片刻,說:“你把平常化緣的缽拿過來。”

小徒弟就把那個缽取來了,老禪師說:“好,把它放在這裏吧,你再 去給我拿幾個核桃過來裝滿。”

小徒弟不知道師傅的用意,捧了一堆核桃進來。這十來個核桃一放到 碗裏,整個碗就都裝滿了。

老禪師問小徒弟:“你還能拿更多的核桃往碗裏放嗎?” “拿不了了,
這碗眼看已經滿了,再放核桃進去就該往下滾了。”

“哦,碗已經滿了是嗎?你再捧些大米過來。”

小徒弟又捧來了一些大米,他沿著核桃的縫隙把大米倒進碗裏,竟然 又放了很多大米進去,一直放到都開始往外掉了。

小徒弟才停了下來 ,突然間好像有所悟:“哦,原來碗剛才還沒有滿。”
“那現在滿了嗎?” “現在滿了。” “你再去取些水來。”

小徒弟又去拿水,他拿了一瓢水往碗裏倒,在少半碗水倒進去之後, 這次連縫隙都被填滿了。

老禪師問小徒弟:“這次滿了嗎?” 小徒弟看著碗滿了,但卻不敢回答,他不知道師傅是不是還能放進去東西。

老禪師笑著說:“你再去拿一勺鹽過來。” 老禪師又把鹽化在水裏,水一點兒都沒溢出去。 小徒弟似有所悟。

老禪師問他:“你說這說明了什麼呢?” 小和尚說:“我知道了,這說明了時間只要擠擠總是會有的。”

老禪師卻笑著搖了搖頭,說:“這並不是我想要告訴你的。” 接著老禪師又把碗裏的那些東西倒回到了盆裏,騰出了一隻空碗。

老禪師緩緩地操作,邊倒邊說:“剛才我們先放的是核桃, 現在我們倒著來,看看會怎麼樣?”

老禪師先放了一勺鹽,再往裏倒水,倒滿之後,當再往碗裏放大米的時候,水已經開始往外溢了,而當碗裏裝滿了大米的時候,老禪師問 小徒弟:“你看,現在碗裏還能放得下核桃嗎?”

老禪師說:“如果你的生命是一只碗,當碗中全都是這些大米般細小 的事情時,你的那些大核桃又怎麼放得進去呢?”

小徒弟這次才徹底明白了。 如果您整日奔波,異常的忙碌,那麼,您很有必要想一想:“我們怎 樣才能先將核桃裝進生命當中呢?如果生命是一只碗,又該怎樣區別 核桃和大米呢?”

如果每個人都清楚自己的核桃是什麼,生活就簡單輕鬆了。我們要把核桃先放進生命的碗裏去,否則一輩子就會在大米、芝麻、水這些細小的事情當中,核桃就放不進去了。 

生命是一只空碗,但是應該先放進去什麼呢?什麼才是你的核桃呢?

*****

有一种失败,叫瞎忙


导读:努力本应是一个特别正能量的事情,其实不该被偷换成忙碌的概念,这反而让人焦虑和不安。我们推荐这篇文章的目的,并不想教大家讨论谁谁谁每天是不是在瞎忙,或者区分一下概念,而是想让大家想想自己是不是也在“瞎忙”;平时的工作生活是否安排的妥当,思维方式是不是真的要变一下了,不想让瞎忙蒙蔽了一直想努力的你。

朋友聚会的时候,总会问起最近在做什么,很多人的回答都是:嗨,瞎忙呗。

这时如果追问一句,忙些什么?

大概会有两种答案,一种是有条不紊地和你介绍他的生活和工作,安排了哪些会议,参加了什么活动,完成了多少工作。瞎忙只是谦虚的说法。

而有一些,支支吾吾半天,最后说,没干啥,真的是瞎忙。

有人曾经和我感叹过,远近,你真的每天好忙啊。我反问道,这个社会,谁不忙?

每个人都忙,忙着上课,忙着工作,忙着应付领导,忙着恋爱结婚,好像没有谁会甘愿停在原地,也没有谁愿意被人轻易超过。

于是,就会有人感叹,你看那个谁谁谁,整天那么忙,真的是好努力哦!

忙和努力,不知道什么时候就被划上了等号,只要你表现出一副忙碌的样子,别人就会赞许地点头,你肯定会成功的。

同样,如果你偶尔偷个懒,或者无所事事的样子,那么也会有人跳出来指责你不思进取。

曾经有一段时间我请了长假去旅行,朋友就曾不解地说,你这么做了甩手掌柜,就不怕被人超过?现在就这么贪图安逸,将来肯定有吃苦受罪的时候。

但在我看来,忙或许是一件好事,但忙不到点子上,忙不出效率,那还不如暂时停下来歇歇。

前两天,我在朋友圈看到一条动态,有人说,现代社会,人们都被逼得开始不敢停下脚步了,好像享受生活是一种罪过。

好多文章都在说,努力吧,忙起来吧,别让大把的时光浪费在你的懈怠里。那些比你优秀的人都比你努力,你还有什么资格偷懒?

但是,让自己忙起来,真的就是努力吗?

我看未必。

一个会忙的人,是一个不把忙碌当资本的人。

我有一个同事,每天看起来很忙,着着急急来上班,时刻都是绷紧了弦的状态,一刻不得闲。

开会的时候他会认真准备大量资料,总是第一个积极发言,有任何的活动都参加,几乎每天加班,总是感叹时间不够用。

但是在项目组里,他的工作完成度却是最低的,但他也不气馁,他总是说,我笨嘛,笨鸟先飞,不懂我就问,不会的就认真学,总有一天会好起来的。

实际上,他的问题不是先飞先努力,而是根本没有努力到点子上,会议准备的资料大多繁琐无用,不懂归纳和筛选,每次的发言也累赘和重复,不会清晰表达观点。

每每有人给他指出这些问题的时候,他都唯唯诺诺说下次注意,可总是下次依然再犯,这样的忙,至多只是营造了一种苦哈哈的形象,做的却是无用功。

有一次公司年会,多喝了几杯的他和我发起了牢骚,说自己已经过了而立之年,可事业和感情都不顺遂,工作心有余力不足,明明已经够努力,怎么总是没有应有的回报呢?

我看着他一脸的失意,劝慰了几句,他其实只是还不了解,表面上的盲目只是做了重复性的工作,用一种拼命努力的姿态,来掩盖能力和思维上的缺失。

思维没有调整,能力没有提升,再怎么努力,也都犹如隔靴搔痒,毫无作用。

归根结底,这样的忙碌,只是感动了自己,最终也拖累了自己。

一个会忙的人,应该是有的放矢的人,知道在什么时间做什么事情,知道如何合理安排日常的工作和生活,并且在忙碌的基础上,找到自己的短板进行弥补,这才是忙碌的成效。

非常著名的木桶理论讲的就是这样的事,光是想着把木桶越砌越高,却不考虑弥补漏洞和短板,最后的结果就是既不稳固,也不会盛更多的水。

一个会忙的人,是一个不断精进自己的人。

还有一些人,既忙不到点子上,又忙得特别盲目。

明明在年初的时候定下了十几条小目标,信誓旦旦一定要在年内完成,然后或许也真的坚持了一段时间,可到了年尾才发现,一条都没有实现。

每每想起,都会说,平时实在是太忙了,根本没时间。

其实,很多人的忙,只是不会利用自己碎片化的时间。

具体的大数据不用多谈,总之我们一周会有将近70个小时的时间来做除了睡觉、工作、吃饭之外的事情。

等于,一天你有10个小时,是完全可以自由支配的,这10个小时里,除去路途、交际、突发状况等不可抗拒因素来,每天会剩下将近6个小时。

而在这6个小时中,很多人都在刷网页、发呆、无所事事中度过了。但一个活得高效的人,会充分利用这6个小时来做许多事情。

我是广告人,号称是最忙碌的工作之一,几乎每天加班,一年有100多天都在出差中,忙于我而言,早已习以为常。

但我依然能保证自己每天读书1个小时,写作2个小时,喝茶1个小时,还上过插花课、茶艺课等等。

有太多人问过我如何做到的,实际很简单,就是充分利用自己的碎片化时间。

见客户的路上,看几篇文章,上厕所的间隙,想想新的选题,吃饭的过程中,听听别人的故事,只要一有时间,就打开手机备忘录开始码字,然后晚上回到家再进行整理。

你先要明白自己的目标是什么,然后将目标进行拆分,细化到每一个可利用相对短暂的时间去完成的小目标,然后再一点点去补充和完善,最终达到目的。

举一个很简单的例子,我想要8个月写出一本10万字的书,那么将目标细化,1个月写将近1万3千字,一周写3250字,如果周末休息,一天写650字。

怎么样?听起来是不是就没有那么唬人了?

碎片化时间的利用没那么多套路的方法,就是将目标细化,然后再将你平时发呆、瞎逛、偷懒的时间,用在兢兢业业完成每天的任务上,就这么简单。

一个会忙的人,是一个会合理安排利用时间的人。

最后,我想谈谈忙的思维。

我曾经是一个特别喜欢说自己忙的人,每天在朋友圈更新,今天加班到几点,今天见了多少客户,今天完成了多少工作。

然后看着其他人点赞评论,感叹我的努力,我觉得自己的这种忙很值得。

直到有一天一位前辈直言不讳地说,你把自己的忙碌当成了什么?炫耀成功的资本?还是证明自己努力的工具?

真是当头一棒,打醒了我。

忙碌的过程应该是无声的、寂静的、不用公之于众的,领导不会想知道你有多忙,他只要结果,别人不会想知道你有多忙,只看你有多优秀。

羡慕你的人自然会因为你忙觉得你很出色,嫉妒你的人则会因为你忙觉得你惺惺作态。

而且,总是感叹自己很累很忙,要么是没有忙出自己想要的成效,要么是没有将这种忙当做自己的习惯。

一个努力的人,不会每天张口闭口说自己多么努力,因为他已经习惯了努力,同样,一个忙碌的人,也已经习惯了忙碌,并不觉得它有多么值得诉说,因为那就是他的生活。

比起说自己忙,其实更应该让自己忙,踏实做事,一步一个脚印每天都在进步地忙。

忙碌的思维,来自于自我看待生活的态度,如果你是一个喜欢安逸的人,但不得已做一份工作整天忙碌,那么你就渴望通过别人的肯定来鼓舞自己继续。

但如果你做着一份喜欢的工作,并且享受这种忙碌的状态,那么它就是你生活的一部分,没有必要拿出来供人瞻仰,反而让人觉得你此地无银三百两。

社会里有一种很微妙的价值观,忙就等于努力,努力就会成功。这个等式被人们拿来信奉为正能量,但这恰恰却是毒鸡汤,带着撒狗血的意味。

忙是努力的必要但不充分条件,努力更不会一定成功,它充其量只能让你变得更加精进,把本来有概率的成功,归结到努力上,又把努力的多样性,放在一个忙字上,明显是浓浓的套路。

总是感叹自己忙,潜台词无非是想表达自己很努力,我都这么努力了,最后不成功,不是自己的错了吧?那是老天不公。

但实际上,一个会忙的人,从不多谈努力和成功,他们只在意在这种忙碌里能够获得怎样的体验。

而这种体验,与成功无关,忙的归属也好,忙的方式也好,忙的思维也好,归根结底,都是你的选择。

而既然你做了这种选择,那么就要为它付出代价,而无论怎样的努力,都应该是高效的,有用的,利己的。

一个会忙的人,是不说自己忙但踏实做事的人。

别再说自己努力,你那只是瞎忙。

2017年5月21日 星期日

Life is Easy

Jon Jandai:

There is one word that I have always wanted to say to everybody in my life now. That word is: Life is easy. It’s so easy and fun. Before that, I never think like that.
When I was in Bangkok, I feel like life is very hard, very complicated.
I was born in a poor village on the Northeastern of Thailand. And when I was a kid, everything was fun and easy, but when the TV came, many people came to the village, they said, “You are poor, you need to follow success for your life. You need to go to Bangkok to pursue succee [correction] success in your life.
So I feel bad, I feel poor. So I need to go to Bangkok.
When I went to Bangkok, it’s not very fun. They said: you need to learn, study a lot and work very hard, and then you can get succee [correction] success.
I work very hard, eight hours per day at least, but what I can eat is just a bowl of noodle per meal, or some Tama dish of fried rice or something like that.
And where I stay is very bad, a small room with a lot of people sleep. It’s very hot.
I start to question a lot. When I work hard, why is my life so hard? It must be something wrong, because I produce a lot of thing, but I cannot get enough. And I tried to learn, I tried to study. I tried to study in the university.
It’s very hard to learn in university, because it’s very boring.
And I start to look at subjects in the university, every faculty, most of them is destructive knowledge. There’s no productive knowledge in university for me. When I look at something like if you learn to be an architect or engineer, that means you ruin more. The more these people work, the mountain will be destroyed more. And a good land in Chao Praya Basin will be covered with concrete more and more. We destroy more.
If we learn agriculture faculty or something like that, that mean you learn how to poison, to toxicate the land, the water, and learn to destroy everything. I feel like everything we do is so complicated, so hard. And everything we just make it hard.
Life is so hard and I feel disappointed.
I start to think about, why I have to be here in Bangkok? I think – I thought about when I was a kid, nobody worked eight hours per day, everybody worked two hours, two months a year, planting rice one month and harvesting the rice another month. The rest is free time, ten months of free time. That’s why people have so many festivals in Thailand, every month they have festival. Because they have so much free time. Uh…
And then in the daytime, everybody even take a nap. Even now in Laos, if anybody go to Laos if you can, people take a nap after lunch. And after they wake up, they just gossiping, how’s your son-in-law, how’s your wife, daughter-in-law. That’s – people have a lot of time, but because they have a lot of time, they have time to be with themselves.
And when they have time to be with themselves, they have time to understand themselves. When they understand themselves, they can see what they want in their life. So people – many people see that they want happiness, they want love, they want to enjoy their life.
So, people see a lot of beauty in their life, so they express their beauty in many ways. Some people by carving the handle of their knife, very beautiful, the basket they weaving very nicely. But, now, nobody does that. Nobody can do something like that. People use plastic everywhere.
So, I feel like it’s something wrong in there, I cannot live in this way of living. So, I decided to quit University, and went back home.
When I went back home, I started to live like when I remember, like when I was a kid. I started to work two months a year. I got four tons of rice. And then the whole family, six people, we eat less than half a ton per year. So we can sell some rice.
And then I dig – dug two ponds, two fish ponds. We have fish to eat all year round. And we – I start a small garden. [Led] – less than half an acre. And I spend 15 minute per day to take care of the garden. I have more than 30 varieties of vegetable in the garden. So, six people cannot eat all of it. We have surplus to sell in the market. We can make some income in there, too.
So, I feel like, it’s easy, why I have to be in Bangkok for seven years, working hard and then not have enough to eat, but here, only two months a year and 15 minutes per day I can feed six people. That’s easy.
And after that – before I think that stupid people like me who never get a good grade in the school, cannot have a house. Because people who cleverer than me, who get number one in the class every year, they spend – even if they get a good job, but they need to work more than 30 years to have a house. But for me who cannot finish university, how can I have a house? Hopeless for people who have low education, like me.
But, then I started to do earthly building, it’s so easy. I spend two hours per day, from 5 o’clock in the morning, to 7 o’clock in the morning, two days [correction] two hours per day. And in three months, I got a house.
And another friend who’s – who’s the most clever in the class, he spent three months to build his house, too. But, he had to be in debt. He had to pay for his debt 30 years. So, compared to him, I have 29 years and 10 months of free time. Yeah. So, I feel that life is so easy.
I never think I can build a house easy like that. And after I keep building a house every year, at least one house a very year. Now, I have no money, but I have many houses.
My problem is tonight which house I will go to sleep tonight.
So, house is not a problem, anybody can build a house. The kids, 13 years old, at the school, they make bricks together, they make a house. After one month, they have a library. The kids can make a house, a very old nun can build a hut for herself. Many people can build a house. So, it’s easy.
If you don’t believe me, try it. If somebody want to have a house.
And then, the next thing is clothing.
I feel like I’m poor, I feel like I’m not handsome. I tried to dress like a somebody else, like a movie star. To make myself look good, look better.
I spent one month to save money to buy a pair of jeans. When I wear it, I turn left, and turn right, look at the mirror. Every time I look, I am the same person. The most expensive pant cannot change my life. I feel like I’m so crazy, why I have to buy it? Spend one month to have a pair of pants. It doesn’t change me.
I start to think more about that. Why we need to follow fashion? Because, when we follow fashion, we never catch up with it, because we follow it. So, don’t follow it, just stay here. Do what we – use what you have.
So, after that, until now, 20 years, I never buy any clothes. All the clothes I have is leftover from people. When people come to visit me, and when they leave [correction] left, they left a lot of clothes there. So, I have tons of clothes now.
And when people see me wear very old clothes, they give me more clothes. So, my problem is, I need to give clothes to people very often now.
So, it’s so easy.
And when I stopped buying clothes, I feel like, it’s not only clothes, it’s about something else in my life, I need to – what I learned is that when I buy something, and I think about, I buy it because I like it, or I buy it because I need it.
So, if I buy it because I like it, that mean I’m wrong. So, I feel more free when I think like this.
And the last thing is, when I get sick, what will I do?
I really worry in the beginning, because when I have no money, what I will do. But, I started to contemplate more. Normally, sickness is normal thing, it’s not a bad thing. Sickness is something to remind us that we did something wrong in my life, that’s why we get sick.
So, when I get sick, I need to stop and come back to myself. And think about it, what I did wrong.
So, I learn how to use water to heal myself, how to use earth to heal myself, I learn how to use basic knowledge to heal myself.
So, after I rely on myself in these four things, I feel like life is very easy, I feel something like a freedom, like uh… I feel free. I feel like I don’t worry about anything much, I have less fear, I can do whatever I want in my life.
Before, I have a lot of fear, I cannot do anything. But, now I feel very free, I feel like I’m a unique person on this Earth, nobody like me, I don’t need to make myself like anybody else. I’m the number one.
So, [think] like this make it easy, very light. And, after that, I start to uh…to think about that when I was in Bangkok, I felt very dark in my life. I start to think that many peoples maybe think like me at the time.
So, I – we start a place called “Pun Pun” in Chiang Mai. The main aim is just to saving seed. To collect seed, because seed is food, food is life. If there is no seed, no life. No seed, no freedom. No seed, no happiness. Because your life depends on somebody else. Because you have no food.
So, it’s very important to save seed. That’s why we focus on saving seed. That’s the main thing in Pun Pun.
And the second thing is – is the learning center.
We want to have a center for ourselves to learn, learn how to make life easy. Because we were taught to make life complicated and hard all the time. How can we make it easy? It’s easy, but we don’t know how to make it easy anymore. Because – because we always make it complicated and now, we start to learn, and learn to be together.
Because, every – we were taught to disconnect ourselves from everything else, to be independent, so we can rely on the money only. We don’t need to rely on each other. But now, to be happy, we need to come back, to connect to ourselves again, to connect to other people, to connect our mind and body together again.
So, we can be happy. Life is easy. And from beginning until now, what I learn is the four basic needs: food, house, clothes and medicine must be cheap and easy for everybody, that’s the civilization.
But, if you make these four thing hard and very hard for many people to get, that’s uncivilized.
So, now when we look at everywhere around us, everything is so hard to get. So I feel like now is the most uncivilized era of human on this Earth.
We have so many people whose finish from university, have so many universities on the Earth, have so many clever people on this Earth. But, our life is harder and harder. We make it hard for who? We work hard for who right now?
I feel like uh…it’s wrong, it’s not normal. So, I just want to come back to normal. To be a normal person, to be equal to animals. The birds make a nest in one or two days. The rat dig a hole in one night. But, the clever human like us spend 30 years to have a house, and many people can’t believe that they can have a house in this life. So, that’s wrong.
Why we destroy our spirit, why – why do we destroy our ability that much? So, I feel like it’s enough for me, to live in the normal way, in the abnormal way. So, become – now I try to be normal. But, people look at me as the abnormal people. Crazy person. But, I don’t care, because it’s not my fault. It’s their fault, because they think like that.
So, my life is easy and light now. That’s enough for me.
People can think whatever they want. I cannot manage anything outside myself. What I can do is change my mind, manage my mind. Now, my mind is light and easy, that’s enough.
If anybody want to have a choice, you can have a choice. The choice to be easy or choice to be hard, it depend on you.
Thank you.